AML Transaction Monitoring Analyst

About Zaincash

ZainCash Iraq is a leading mobile wallet in Iraq and recognized as Forbes top fintech company of 2023 and 2024 as well as GSMA’s best mobile innovation supporting humanitarian situations. The company offers a range of consumer and business services including local and international money transfer, bill payments, companion payment cards, payroll, aid disbursement, and more.

Responsibilities:

  • Conduct analysis and investigation: Diligently manage and investigate alerts within the Eastnets system to identify potential instances of money laundering or terrorist financing activities.
  • Customer interaction and decision-making: Engage with customers to conduct thorough investigations and deliver initial decisions on cases promptly.
  • Meeting daily targets: Consistently achieve daily targets set by the direct supervisor while ensuring the accuracy of analyses conducted.
  • Compliance and documentation: Ensure meticulous adherence to unit procedures by accurately archiving all investigations.
  • Monitoring system assessment: Continuously assess the AML transaction monitoring system to minimize false positives, and promptly escalate abnormal findings to the direct supervisor.
  • Adherence to additional tasks: Perform any other duties related to the unit as assigned by the direct supervisor.

Requirements

Bachelor's degree in Business Administration, Finance, Law, IT, or a related field.

Industry experience & skills:

  • Minimum 1-2 years of experience in the fintech, digital payments, or telecom sector (internal experience within ZainCash operations or customer care is highly preferred).
  • Basic understanding of AML/CFT regulations, KYC, and screening concepts.
  • High attention to detail with the ability to accurately analyze data under high pressure and tight deadlines.
  • Good command of English and proficiency in MS Office (especially Excel).

See also

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