Analyst in the Market and Financial Risk Team within Risk Management (Liquidity)

Privredna banka Zagreb d.d. is a company whose vision is to be a role model and a center of excellence in the field of financial operations in Croatia. The foundation of our successful business is our employees, who actively participate in the modern development of the bank and the creation of constant change. PBZ, as an innovative and modern bank focused on internal development, provides an environment where you can develop in the direction you want. The universal way to build a career with us is no secret: through effective work, achieving goals, continuous development of competencies, responsible organizational behavior, embracing diversity, team contribution, and personal proactivity. All the prerequisites are there; it is up to you to take advantage of them.

Analyst (m/f) in the Market and Financial Risk Team within Risk Management (Liquidity)

(work location: Zagreb)

Liquidity risk is one of the most important areas of financial risk management, and its effective management is crucial for the security of the Bank's operations and compliance with regulatory requirements. In a world of increasingly complex market and regulatory challenges, we are looking for an analytical, proactive, and motivated person to join the market and financial risk team and participate in the analysis, monitoring, and development of methodologies for liquidity risk management, as well as in the preparation of regulatory reports and cooperation with relevant internal and international stakeholders.

The selected candidate will participate in:

• measuring, monitoring, and reporting regulatory and internal liquidity risk indicators for the needs of the Management Board, the Group, and competent regulatory bodies, along with interpreting results and key trends
• improving existing processes and controls related to liquidity risk management
• conducting sensitivity analyses, scenario analyses, and stress testing to assess the Bank's ability to meet its obligations in a timely manner under various market and business conditions
• developing, maintaining, and improving methodologies and processes for liquidity risk management, including methodologies for assessing the stability of funding sources, deposit concentration, and survival under stress conditions
• preparing ILAAP, recovery plans, resolution plans, and other internal and regulatory documents related to liquidity risk management
• implementing new regulatory requirements, regulatory changes, and internal initiatives related to the field of liquidity risk
• defining business requirements for the development of new reports, analytical and data solutions in cooperation with relevant business and IT stakeholders, and testing solutions
• analyzing and controlling relevant data, including identifying anomalies, analyzing the causes of deviations, and coordinating activities necessary for their timely resolution

With at least two years of work experience in the same or similar jobs, we expect the following from the candidate for this position:

• completed degree in mathematics, economics, or information technology
• basic knowledge of banking operations, products, and key processes, as well as the regulatory framework related to financial risk management
• experience working with databases and processing and analyzing large datasets
• understanding of EBA and ECB regulatory requirements in the field of financial risks
• advanced use of MS Excel tools
• good knowledge of SQL or related data manipulation tools
• knowledge of programming languages (SAS, Python) is preferred
• active knowledge of English, both spoken and written

In addition to a demonstrated readiness for continuous acquisition of new skills and knowledge, ideal candidates demonstrate:

• strong analytical skills and a critical approach to problem-solving
• independence, responsibility, and reliability in executing tasks
• a proactive approach and initiative for improving processes and methodologies
• focus on quality, results, and continuous improvement of work
• ability to analyze large amounts of data while identifying key details and trends
• developed communication and presentation skills
• ability to effectively collaborate with various organizational units and stakeholders
• inclination toward teamwork, knowledge sharing, and achieving common goals

What do we offer?

• Career advancement opportunities and professional development

• dynamic and motivating environment

• challenging projects

• professional courses, seminars, internal development modules

• Work-life balance and care for employees

  • remote work
  • systematic medical examination as part of a supplementary health insurance policy
  • corporate kindergarten with subsidy
  • day off for your birthday
  • PBZ standard sports association and MultiSport card
  • PBZ book club

• Occasional bonuses, gifts for children, cash rewards

You can read more about a career at the PBZ Group on our corporate website.

We invite interested candidates to apply for the open position.

At Privredna banka Zagreb, we recognize your talent, provide you with top-tier conditions for professional development, and want to create new value together with you. If you are ambitious and motivated and want to take a challenging step forward in your career – contact us. People make PBZ.