Compliance Analyst
Review transaction-monitoring alerts and KYC/KYB onboarding applications, verify documents and ownership structures, assess sanctions and adverse-media risks, analyze transactional activity, conduct enhanced due diligence, prepare SAR recommendations and narratives, request additional information, support KYC refreshes, and improve onboarding and investigation policies.
Responsibilities
- Review and disposition transaction monitoring alerts and KYC/KYB onboarding applications end to end
- Verify customer documents, analyze beneficial ownership, and perform sanctions, PEP, adverse-media, and transactional activity reviews
- Conduct enhanced due diligence on high-risk applicants
- Make SAR recommendations and document defensible analyses
- Draft SAR narratives that meet FinCEN quality standards
- Send and follow up on RFIs to customers or partners
- Support periodic KYC refresh reviews for existing customers
- Contribute to onboarding and investigation policy development
- Stay current on FinCEN advisories, FATF typologies, and emerging financial-crime trends
Requirements
- Minimum 3 years of experience in compliance, KYC, AML investigations, or onboarding at a fintech, payments, or crypto company
- Experience reviewing KYB applications, including beneficial ownership analysis, entity structure review, and corporate document verification
- Experience with OFAC, PEP, and adverse-media screening tools
- Experience conducting end-to-end AML investigations and preparing SAR-quality case documentation
- Working knowledge of BSA/AML program requirements and FinCEN SAR filing rules
- Experience with transaction monitoring platforms
- Familiarity with blockchain analytics tools and on-chain transaction analysis
- Strong written communication skills
- Ability to manage multiple applications in a fast-paced, high-volume environment
- CAMS certification or progress toward certification is a plus
Benefits
- Unlimited time off with a required minimum of 10 days
- Flexible working, including working from home or an office
- Stipend for a comfortable home-work environment
- Comprehensive health, dental, and vision plans for US employees and dependents
- Fully company-subsidized life insurance
- 401(k) with a 4% company match
- Equity option plan
- Rain card for product testing
- Eligible health and wellness spending, including gym memberships, fitness classes, massages, and acupuncture
- Domestic and international team and company offsites