Corporate Insurance Analyst

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information.

D.R. Horton, Inc. is currently looking for an Insurance Account Specialist in our Risk Management Department. The Corporate Insurance Analyst will coordinate the management of insurance policies, and broadly support the management, review, analysis, procurement, and administration of corporate insurance policies and claims for a large, decentralized organization with significant residential construction operations. This position requires the ability to manage and track insurance policies, placements, renewals, and claims, backed by a strong working knowledge of commercial insurance coverage, policy structure, endorsements, exclusions, deductibles, self-insured retentions, claims-made and occurrence-based coverage, and the practical application of insurance programs to construction-related risks. The Analyst will support management of several different insurance policies at both enterprise and project-specific levels, including insurance marketing, procurement/placement, renewal strategy, policy analysis, coverage tracking, broker and carrier coordination, and internal advisory support.

We are looking for someone to develop and exhibit ownership of critical components of our insurance process, including the ability to understand and improve processes by leveraging data analytics, maintaining effective communication, and identifying efficiency opportunities.

Essential Duties and Responsibilities include the following. Other duties may be assigned.

• Review, organize, and maintain corporate insurance policies, certificates, binders, endorsements, schedules, and related coverage documentation

• Track all policy renewal timelines and processes, provide periodic reporting, complete coverage applications, and otherwise drive the marketing and renewal of insurance policies
• Analyze policy terms, conditions, exclusions, limits, deductibles, self-insured retentions, and coverage requirements for enterprise operational and project-specific risks
• Obtain certificates of insurance on an as-needed basis to demonstrate compliance with contractual requirements
• Support internal stakeholders looking to assess/procure insurance coverage by gathering and updating required data, collecting exposure data and underwriting information, connecting with brokers, evaluating coverage options, and procuring coverage. Such support includes evaluating and communicating applicable coverage, policy requirements, and insurance-related obligations to internal partners, and liaising with different brokers.
• Track renewal timelines, open items, premium allocations, policy changes, audits, and carrier/broker deliverables
• Help define process and system requirements related to management of claims and policies
• Conduct all business in a professional and ethical manner to serve customers and advance corporate strategic goals
• Maintain accurate policy, exposure, premium, certificate, and coverage data in RMIS, policy management tools, spreadsheets, and shared repositories
• Develop and maintain summaries of insurance programs, coverage matrices, renewal trackers, policy schedules, and internal reference materials
• Assist with data validation, policy audits, exposure analysis, and reporting for leadership, Finance, Legal, Operations, and other stakeholders
• Identify opportunities to improve policy documentation, workflows, system controls, and information accessibility
• Provide policy and coverage support for claims, incident reviews, contract questions, vendor/subcontractor insurance requirements, and internal business initiatives