Credit Analyst
Summary
Onsite Credit Analyst at a community bank in Luxemburg, WI, reviewing financial statements, tax returns, credit bureau reports, collateral, and cash flow to assess commercial credit risk and prepare presentations for lenders and the loan committee.
Bank of Luxemburg is a community bank committed to teamwork, transparency, continuous improvement, and exceptional customer service. As a 2025 & 2026 Top Workplace, we believe in creating an environment where employees grow, contribute, and make a meaningful impact. We are seeking to add a detail‑oriented Credit Analyst to our team who thrives in a collaborative environment and is passionate about supporting local businesses and individuals through sound credit decisions.
This is fully onsite position reporting to our Luxemburg, WI office Monday – Friday.
About the Role
As a Credit Analyst, you’ll review and analyze financial information to help determine the level of risk associated with extending credit to new and existing commercial customers. You’ll prepare clear, accurate credit presentations used by lenders, senior management, and loan committee members.
What You’ll Do
- Develop Credit Presentations — Review financial statements, tax returns, credit bureaus, collateral, and cash flow to assess creditworthiness.
- Support Loan Renewals — Initiate renewal workflows, gather documentation, and coordinate with Commercial Loan Officers.
- Analyze Risk — Recommend appropriate risk ratings and verify aggregate credit exposure.
- Prepare Documentation — Complete ACH reviews, borrowing base agreements, appraisal reviews, and internal loan reports.
- Collaborate Across Teams — Present findings to the Chief Credit Officer, AVP of Commercial Credit, Loan Officers, and Chief Lending Officer.