Portfolio Manager
You will help grow Wave's financial services products, including consumer and merchant lending, savings, and insurance. You will evaluate performance, identify growth opportunities, and develop iterative credit risk frameworks to responsibly provide funding to customers.
Responsibilities
- Maximize the growth and profitability of consumer and merchant financial services products across markets
- Analyze customer usage and behavior to identify lifecycle growth opportunities
- Experiment, test, and scale successful pilots with product, marketing, and growth teams
- Create KPI tracking frameworks and identify business performance trends
- Optimize underwriting and line assignment for the lending portfolio
- Deep-dive into lending product performance and conduct root cause analysis
- Identify relevant data sources for risk modeling in markets with limited traditional credit bureaus
- Develop collections and recovery strategies
- Monitor market and macroeconomic trends
Requirements
- 8+ years of experience in lending, portfolio management, credit risk, or commercial management within financial services or fintech
- Experience with savings, insurance, or payments is a strong advantage
- Excellent data analysis and interpretation skills
- Proven ability to create, implement, and monitor credit risk strategies using non-traditional data sources
- Track record operating across multiple markets or regions
- Strong written and verbal communication skills
Benefits
- Subsidized health insurance for you and your dependents
- Retirement contributions
- 6 months fully paid parental leave
- Subsidized fertility assistance
- Unlimited vacation with a 20-day minimum requirement
- $10,000 annual charitable donation matching
- Equity package