Software Engineer, Fraud & Identity

Build and evolve backend services that detect and prevent fraud across account access and money movement. Develop enforcement and response tooling, improve account-takeover protections, design observable systems with metrics, dashboards, alerting, and incident playbooks, strengthen authentication and identity foundations, and drive technical design, implementation, rollout, and iteration based on outcome metrics.

Responsibilities

• Build and evolve backend services that detect and prevent fraud across account access and money movement
• Develop enforcement and response tooling for identity locks, business locks, payment freezes, and other containment actions
• Improve protections against account takeover through risk-based step-ups, monitoring, targeted friction controls, and MFA surge detection and alerting
• Design and operate observable systems with metrics, dashboards, alerting, and incident and fraud-campaign playbooks
• Strengthen authentication and identity foundations, including roles, permissions, and identity state
• Drive technical design, implementation, rollout strategy, and iteration based on outcome metrics

Requirements

• 3+ years of software engineering experience or equivalent
• Strong backend engineering fundamentals, including APIs, distributed systems, data modeling, and reliability
• Experience building data-informed detection or decisioning systems, or strong interest in learning in this domain
• Ability to operate production systems through debugging, incident response, instrumentation, and automation
• Cross-functional communication skills and comfort working with product and operations partners

Benefits

• Flexible PTO
• Centralized home-office equipment ordering
• Health and wellness stipend
• Budget for intra-office travel
• Weekly coffee stipend
• 100% medical, dental, and vision insurance coverage for employees, with partial dependent coverage
• One Medical annual membership
• 401(k) with employer match
• Fertility HRA up to $10,000 per year
• Paid parental leave
• Pet insurance
• In-office lunch, snacks, and drinks
• Relocation support to New York City or San Francisco as needed